| Q. |
What is The United Discount Health Card? |
| A. |
United Discount Health is a company that provides Alternative healthcare Solutions to today’s growing crisis in the healthcare industry.
By Joining United Discount Health you will receive substantial savings on health services such as Hospitalization, doctors, dental care, prescription drugs, vision care,
hearing care, chiropractic care and much more, for Families and Individuals throughout the United States. |
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| Q. |
How do I get my United Discount Health savings? |
| A. |
About two
weeks after enrollment you will receive a membership kit containing
your United Discount Health Card, a list of providers in your area and a detailed
description of the discounts available. Simply show your card at participating
provider locations at the time of your appointment and your adjustemnt
will be granted at the time you receive the products or services. |
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| Q. |
Do I have to file a claim form to get the savings? |
| A. |
No. There
are no claim forms or other paperwork to file. Most providers will provide
you with the network price immediately during your visit, unless they
prefer to have a re-priced bill mailed to both the member and provider. |
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| Q. |
What if I have a pre-existing medical condition? |
| A. |
There are
no limitations on the use of the program, regardless of your health
condition. There are no annual or lifetime maximums on medical use. |
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| Q. |
How would United Discount Health benefit my company? |
| A. |
Qualified
Health provides a way for organizations of all sizes to provide cost
effective benefits to their associates. |
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| Q. |
Is The United Discount Health Program is available in my area? |
| A. |
United Discount Health is available
throughout the United States. |
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| Q. |
What are the United Discount Health pharmacy savings? |
| A. |
savings range from 20% to 40% off
regular retail prices for most prescription drugs at retail stores.
United Discount Health Card members can also save up to 50% off retail drug
store prices on mail-order prescriptions. |
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| Q. |
How do I use the Card to get discounts on my prescription medication? |
| A. |
Just take your United Discount Health
Card to a participating pharmacy. The pharmacist will process the prescription
through our network administrator's pharmacy benefit processing system.
You will pay the United Discount Health Card price at that time. |
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| Q. |
What happens once I sign up? |
| A. |
You will receive your membership packet within 10-14 business
days after your initial sign-up. Your enrollment packet will include your
United Discount Health membership cards, which will list you and any dependents
that you include in your program together with a comprehensive list of
providers. When your cards arrive, you can immediately use the program
at your doctors, dentist and pharmacy, according to its terms and conditions,
by presenting your card to the health care providers listed under the
program. |
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| Q. |
What if I’m traveling or moving and need to use one of the covered health services? |
| A. |
Your United Discount Health membership
is valid anywhere in the United States. Just call us toll-free and we
will supply you with provider names closest to your geographic area. |
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| Q. |
Why would a provider be interested in this program? |
| A. |
The United Discount Health program
allows providers to acquire new patients and increase their customer base. |
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| Q. |
Are the prices for each service the same at all dentists or does this vary from dentist to dentist? |
| A. |
For all preventive dentistry
there is a fixed fee schedule every plan dentist has agreed to use. You
will receive this schedule with your membership packet. Prices vary by state but not within states. |
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| Q. |
Can my membership be denied? |
| A. |
No. Unlike insurance, Qualified
Health has no restrictions, exclusions and no physical is required. Once
your application is processed, you will receive a membership packet containing
your Health Card and an instruction booklet. Your card will indicate all
of your necessary information. |
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| Q. |
Are there any age restrictions? |
| A. |
There are absolutely no age
limits. |
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| Q. |
Do I have to wait until I get the United Discount Health Card or can I receive the savings now? |
| A. |
You will have to wait until
you receive your membership card before obtaining the savings. |
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Q. |
I contacted a United Discount Health Card provider and they needed a Group Name or Code to verify participation. |
| A. |
Each provider in our system
has a contract with their provider network. The relevant PPO Networks,
Effective Date and a toll-free Provider Relations Number will all be on
the membership card in order to assist the provider to process your visit
at the reduced rate. |
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| Q. |
How is the United Discount Health Card different from insurance? |
| A. |
The United Discount Health Card is
NOT insurance! We offer savings for health-related services. There
are no claim forms to complete. |
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| Q. |
I already have insurance. How does the United Discount Health Card work with my insurance? |
| A. |
United Discount Health can be used
with some insurance to reduce the amount of out-of-pocket expenses. The United Discount Health
savings are based on the total cost of the service/product before any
insurance claims are filed. Therefore, if your insurance has a high
deductible or a high co-payment, the United Discount Health savings can be
applied to help reduce some of the out-of-pocket expense. You
may be able to use your card for prescription drugs not covered by your
HMO or managed care plan. You can also use the Card to cover expenses
not covered by most insurance plans such as dental and chiropractic
care. However, United Discount Health does not undertake to pay for
or reimburse you for your health care expenses. |
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