By using the PHCS proprietary network of over 350,000 providers nationwide, United Discount Dental & Health members
can access 37% average savings on medical services. Members can save money on services such as routine office visits and ancillary services, including
lab work and imaging centers by accessing a participating provider. Please be aware that this program does not include access to hospitals.
Galaxy Health Network Hospital (GHNH) program provides Members with access to over 2,600 hospitals nationwide. Members have the opportunity to
save hundreds, even thousands of dollars, on their hospital stay. Remember, this program is not insurance and members are responsible for paying
the discounted bill in full. Members are able to utilize any in-network provider or facility as often as needed.